2021 Wins and 2022 Plans

Photo of the author standing on a sidewalk, smiling
Photo by Jessica Scheuer

New Year’s Eve has always been one of my favorite holidays. The changing of the calendar year is a perfect time to reflect on what has been and set my sights on what could be.

I don’t know about you, but 2021 was a tough year for me. It feels like a blur, or a continuation of the weird time-warp that began in March 2020. I spent much of this year just doing my best to make it through one day at a time. But looking back at the year in the aggregate, here are some of the things I accomplished in 2021:

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The Saving Strategies that Work for Me

Close-up of twenty-dollar bills

Not all that long ago, I had quite a bit of debt and virtually no savings, aside from a couple of meager retirement accounts. Now, my net worth has flipped solidly positive, I’m debt-free aside from my mortgage, and I’m stashing away a lot of money for my future. Below, I discuss some of the saving strategies I used to get to where I am today.

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Preparing to Take the Big Leap

Portrait of the author

Friends, I have something to tell you. I have a goal, a dream — a big one. I’ve had it for several years now, and while I’ve shared it with a handful of people, I haven’t exactly been shouting it from the rooftops. But I’ve decided to put it out there for all the world to see, so that you can hold me accountable, perhaps provide a bit of encouragement, and follow me on this journey.

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Celebrating 2019’s Wins and Planning for the New Year

Lush, flower-filled Irish countryside at dusk, with the coast in the distance

As I’ve written before, New Year’s Eve/Day is one of my favorite holidays because I love fresh starts and the optimism they bring. But before launching into listing all the ways we could do better in the coming year, I think it’s a good practice to remind ourselves of the things we did well this year. I tend to be rather hard on myself, and I often move on from my successes quickly while dwelling on my failures and shortcomings. The year’s end is a good time not only to think about how I might improve, but also to reflect on victories big and small.

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